Optimizing F&I Potential, One Dealership at a Time.
Welcome to PVR Dynamics, where we specialize in transforming underperforming F&I departments into profit powerhouses. With tailored solutions for independent dealerships, we focus on maximizing profitability, streamlining operations, and delivering sustainable success.
Turnkey F&I Department Solutions
Data-Driven Profit Strategies
We analyze your dealership’s F&I performance and implement real-world strategies that drive measurable increases in revenue.

Years of Experience
Your Trusted Guardian in Car Insurance
At PVR Dynamics, we understand that every dealership is unique. We are committed to helping independent dealerships build and strengthen their F&I departments by providing customized solutions that drive results. With a focus on partnership and long-term success, we are your trusted ally in the world of dealership finance and insurance optimization.
Meet the Founder
Nick Rosso
With a wealth of experience in F&I optimization, dealership management, and high-impact sales mentorship, Nick Rosso has a proven track record of driving dealership profitability and operational excellence. His strategic leadership and expertise have empowered dealerships to overcome obstacles, maximize revenue, and achieve long-term success. Backed by a curated network of top industry partnerships and an unmatched ability to elevate sales performance, Nick is ready to transform your F&I department into a powerhouse of profitability and efficiency.
Transforming Your F&I Potential
The Finance and Insurance (F&I) department is a cornerstone of dealership profitability, contributing significantly to overall gross profit. Industry standards target an average of $1,850 per vehicle retailed (PVR), representing a staggering 40% of a dealership’s total gross profit. Beyond the financial benefits, a well-structured F&I department enhances customer confidence. Offering options like warranties or GAP coverage can be the deciding factor in closing a deal, especially for pre-owned vehicles.
Unfortunately, many dealerships, particularly in the pre-owned independent sector, fall short of these benchmarks. This is often due to one of two challenges:
No F&I Program: The dealership relies solely on unit sales for revenue, missing out on lucrative F&I opportunities.
Underperforming F&I Program: The dealership has access to F&I offerings but lacks the strategy or expertise to fully capitalize on them.

We've Got Your Dealership Covered
At PVR Dynamics, we provide comprehensive solutions to transform your dealership’s F&I department into a profit powerhouse. From tailored financing strategies to top-tier insurance offerings, your success is our priority.
Report the Incident
Quickly and easily report any incidents to ensure timely support and resolution.
File a Claim
Effortlessly file your claim with PVR Dynamics—your trusted partner in resolving incidents quickly and efficiently.
Assessment
Comprehensive dealership evaluations to uncover opportunities and maximize your F&I potential.
Approval
Streamlined approval processes to get your F&I program up and running effortlessly.
Our Competitive Advantages
At PVR Dynamics, we provide comprehensive solutions to transform your dealership’s F&I department into a profit powerhouse. From tailored financing strategies to top-tier insurance offerings, your success is our priority.
Tailored Solutions
We design strategies specifically for independent dealerships to meet their unique needs and goals.
Proven Results
Our methods have consistently increased profitability and operational efficiency across various dealerships.
Partnership Approach
We work closely with your team to ensure sustainable, long-term success.
Why Choose PVR Dynamics
The Driving Force Behind Your Dealership's Success
Unlike traditional F&I training providers, we don’t just deliver a crash course and leave you to navigate the complexities alone. We position ourselves as your long-term partner, offering hands-on leadership and continuous support. Our commitment ensures your dealership not only meets but surpasses industry benchmarks for profitability and customer satisfaction.
Partner with PVR Dynamics to unlock the full potential of your F&I department and secure your dealership’s financial success.
Our Clients' Experiences
"PVR Dynamics completely transformed our F&I department. We went from struggling to close deals to achieving record-breaking profits in just a few months. Their hands-on approach and ongoing support made all the difference!"
Ready To Elevate Your F&I Department
At PVR Dynamics, we’re here to help you transform your dealership’s F&I potential. Whether you have questions or are ready to take the next step, we’re just a message away. Reach out today!
Call Us
Email Address
Visit Us
64 East Broadway Rd Sutie 200, Tempe Az 85282